The Moneyist: My husband and I have been happily married for over 30 years. Am I foolish or selfish for wanting to quit my job?

United States
Dear Quentin,

I would like to quit my job in the beginning of 2022, but I’m trying to figure out if I am foolish and/or selfish to do so. Here’s our situation:

My husband and I have been happily married for over 30 years. He is 58 and I am 54. We have a beautiful “forever home” worth about $ 900,000 and we owe about $ 285,000 on it, which is our only personal debt. 

We…