The Moneyist: ‘She’s anticipating a proposal’: My girlfriend has $12,000 in credit-card debt. Is this a bad omen for marriage?

United States

Dear Quentin,

I have a girlfriend and things are progressively getting more serious. We have been together for about three years although we had an eight-month breakup during that period. I am starting to feel that she’s anticipating a proposal, at least within the next year or two. 

I am not where I want to be in…