Latest interest rates of SBI fixed deposit, Post Office time deposit

State Bank of India (SBI), as well as other top banks, has lowered interest rates on its FDs due to the coronavirus pandemic. FD deposits with the Post Office can also be an option for people to start apart from banks.

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var titStr=”;var editw=”; var typevar=”; var pparr= new Array(‘Monitoring your investments regularly is important.’,’Add your transaction details to monitor your stock`s performance.’,’You can also track your Transaction History and Capital Gains.’); var phead =’Why add to Portfolio?’; if(secglbVar ==1) { var stkdtxt=’this stock’; var fltxt=’ it ‘; typevar =’Stock ‘; if(lastRsrs.length>1){ stkdtxt=’these stocks’; typevar =’Stocks ‘;fltxt=’ them ‘; } } //var popretStr =lvPOPRHS(phead,pparr); //$ (‘#poprhsAdd’).html(popretStr); //$ (‘.btmbgnwr’).show(); var tickTxt =’‘; if(typparam1==1) { var modalContent = ‘Watchlist has been updated successfully.’; var modalStatus = ‘success’; //if error, use ‘error’ $ (‘.mc-modal-content’).text(modalContent); $ (‘.mc-modal-wrap’).css(‘display’,’flex’); $ (‘.mc-modal’).addClass(modalStatus); //var existsFlag=$ .inArray(‘added’,newappndStr[1]); //$ (‘#toptitleTXT’).html(tickTxt+typevar+’ to your watchlist’); //if(existsFlag == -1) //{ // if(lastRsrs.length > 1) // $ (‘#toptitleTXT’).html(tickTxt+typevar+’already exist in your watchlist’); 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//$ .each(d.ac,function(i,v) //{ // accStr+=”+v.nm+”; //}); $ .each(d.data,function(i,v) { if(v.flg == ‘0’) { var modalContent = ‘Scheme added to your portfolio.’; var modalStatus = ‘success’; //if error, use ‘error’ $ (‘.mc-modal-content’).text(modalContent); $ (‘.mc-modal-wrap’).css(‘display’,’flex’); $ (‘.mc-modal’).addClass(modalStatus); //$ (‘#acc_sel_port’).html(accStr); //$ (‘#mcpcp_addportfolio .form_field, .form_btn’).removeClass(‘disabled’); //$ (‘#mcpcp_addportfolio .form_field input, .form_field select, .form_btn input’).attr(‘disabled’, false); // //if(call_pg == “2”) //{ // adtxt =’ Scheme added to your portfolio We recommend you add transactional details to evaluate your investment better. x‘; //} //else //{ // adtxt =’ Stock added to your portfolio We recommend you add transactional details to evaluate your investment better. x‘; //} //$ (‘#mcpcp_addprof_info’).css(‘background-color’,’#eeffc8′); //$ (‘#mcpcp_addprof_info’).html(adtxt); //$ (‘#mcpcp_addprof_info’).show(); 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People who are looking for safe and assured returns on their investments, fixed deposits (FDs) are considered to be the preferred investment choice for them.

State Bank of India (SBI), as well as other top banks, has lowered interest rates on its FDs due to coronavirus pandemic. FD deposits with the Post Office can also be an option for people to start apart from banks. Post Office Time Deposits sees a quarterly revision of rates.

Here are latest Post Office term deposit interest rates

Post Office term deposit interest rates are effective from January 1. Post Office term deposit schemes are similar to bank FDs. Post offices offer term deposits ranging from one year to five years. The Post Office offers an interest rate of 5.5 percent for a one-year time deposit to three years. The Post Office offers an interest rate of 6.7 percent for five-year time deposit accounts.

Here are latest SBI FD interest rates

These rates are applicable with effect from January 8. 2.9 percent interest rates are offered by SBI FD between 7 days to 45 days. Between 46 days to 179 days term deposits, it will give 3.9 percent. FDs of 180 days to less than one year will fetch 4.4 percent. 10 bps more now on deposits with maturity between 1 year and up to less than 2 years. These deposits will fetch an interest rate of 5 percent instead of 4.9 percent. FDs maturing in 2 years to less than 3 years will give 5.1 percent. FDs with 3 years to less than 5 years will offer 5.3 percent and term deposits maturing in 5 years and up to 10 years will continue giving 5.4 percent.